INSURANCE FOR TEQUESTA RESIDENTS
Tequesta is a small village at the Martin–Palm Beach county line, set along the Loxahatchee River near Jupiter Inlet. Its riverfront and coastal location means meaningful flood exposure, and like the rest of Palm Beach County, Tequesta was affected by FEMA’s December 2024 flood map updates that shifted many properties into higher-risk zones — pushing more homeowners into mandatory flood insurance. Riverfront and low-lying properties frequently sit in FEMA Zones AE or VE, where coverage is required with a mortgage, while inland homes still face heavy-rainfall flood risk that homeowners policies don’t cover. HBK Insurance Group is an independent agency that helps Tequesta residents navigate these changes by comparing NFIP and private flood options, reviewing how the new maps affect their specific address, and checking wind mitigation credits to manage premiums on coastal construction. We also coordinate boat, auto, and umbrella liability for waterfront living. Serving Palm Beach County together with Martin and St. Lucie from our Treasure Coast office, we shop multiple carriers to find the right coverage at a competitive price. Call (772) 444-8182 for a free Tequesta insurance quote and review.
LOCAL INSURANCE CONSIDERATIONS FOR TEQUESTA
Tequesta sits at the border of Martin and Palm Beach counties along the Loxahatchee River and Intracoastal Waterway. Many properties have river or Intracoastal access with corresponding flood risk.
