📞 (772) 444-8182 ✉ info@hbkinsurancegroup.com 📍 160 SW Otter Run Pl, Stuart, Florida 34997
Mon–Thu 9AM–4:30PM  |  Fri 9AM–1PM  |  Sat by appt
📍 Stuart, Florida • Treasure Coast • Martin County

TREASURE COAST’S
TRUSTED INDEPENDENT
INSURANCE EXPERTS

HBK Insurance Group — Protecting What Matters Most — provides personalized property and casualty insurance to homeowners, boaters, and businesses across the Treasure Coast.

✓ Independent Agency ✓ Multiple Carrier Options ✓ Same Day Response ✓ Local Treasure Coast Experts
HBK Insurance Group  Protecting What Matters Most  Auto, Homeowners, Condo, Flood, Boat, RV, Umbrella, Commercial, Business Insurance  Serving Stuart, Palm City, Port Salerno, Hobe Sound, Jensen Beach, Port St. Lucie and Surrounding Communities

COMPLETE PROPERTY & CASUALTY COVERAGE

As an independent agency, we shop multiple carriers to find your best rate and coverage for your Treasure Coast home, vehicle, boat, or business.

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Homeowners Insurance

Comprehensive protection for your home, personal property, and liability. We compare top Florida carriers for your best rate and coverage.

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Flood Insurance

NFIP and private flood insurance for Martin County's flood-prone coastal and riverfront properties. Don't wait until storm season.

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Auto Insurance

Liability, comprehensive, and collision coverage for cars, trucks, and motorcycles across the Treasure Coast.

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Boat & Marine Insurance

Coverage for boats, yachts, PWC, and commercial marine operations on Florida's Treasure Coast waterways.

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Commercial Insurance

General liability, commercial property, BOP, and workers' compensation for Treasure Coast businesses.

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Condo Insurance

HO-6 policies for condo owners in Jensen Beach, Stuart, and along Hutchinson Island filling HOA master policy gaps.

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Umbrella Liability

Extra liability protection above your home, auto, and boat policies essential for waterfront property owners.

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Contractors Insurance

General liability and commercial coverage for Florida contractors and tradespeople throughout the Treasure Coast.

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Not Sure What Coverage You Need?

Our independent agents will review your situation and recommend the right coverage at the best price.

THE TREASURE COAST’S INDEPENDENT INSURANCE AUTHORITY

As an independent agency, we represent multiple top-rated carriers and work exclusively for you — finding the right coverage at the most competitive rate for your Treasure Coast home, vehicle, boat, or business.

Independent Agency Advantage

We compare rates from multiple carriers not just one company to find your best coverage and price.

Local Treasure Coast Expertise

Deep knowledge of Martin County flood zones, windstorm corridors, Citizens Insurance alternatives, and local risk factors.

Personalized Service

Direct access to our team not a call center. Real answers from people who know the Treasure Coast.

Full Lines Coverage

Homeowners Flood Auto Boat Commercial Condo Umbrella Contractors one agency for all your needs.

Florida Market Specialists

We navigate Citizens depopulation, wind mitigation credits, and private flood options for Florida homeowners.

📞 CALL (772) 444-8182 REQUEST A FREE QUOTE ›
HBK Insurance Group office in Stuart, Florida  Independent insurance agency serving the Treasure Coast
SERVING THE TREASURE COAST
15+
Cities Served
10+
Coverage Lines
Multiple
Carrier Options
Same Day
Response Time

SERVING ALL OF THE TREASURE COAST

Click your city to learn about local insurance coverage options, flood zones, and coverage recommendations specific to your community.

Don’t see your city? We serve all of Martin, St. Lucie, and Palm Beach counties.

📞 CALL (772) 444-8182

WHAT THE TREASURE COAST SAYS

★★★★★

“HBK Insurance Group made the whole process simple. They found us better homeowners coverage at a lower rate than our previous carrier. Highly recommend to anyone on the Treasure Coast.”

M
Michael R.
📍 Stuart, FL
★★★★★

“After hurricane season, I realized I needed better flood coverage. HBK walked me through every option and made sure our waterfront home was fully protected. Outstanding local service.”

S
Sandra T.
📍 Palm City, FL
★★★★★

“We've trusted HBK Insurance for our home, boat, and auto for years. Local service you can count on they actually answer the phone and know our names!”

J
James & Carol W.
📍 Jensen Beach, FL
📞 CALL (772) 444-8182 GET A FREE QUOTE ›

PROTECTING THE UNKNOWN: WHAT YOU DON’T KNOW CAN HURT YOU

Florida’s insurance market is complex. From Citizens Insurance depopulation to hurricane deductibles, flood zone changes, and wind mitigation credits — HBK Insurance Group is committed to keeping Treasure Coast residents informed and properly protected.

Does standard homeowners insurance cover flood damage?
What is a hurricane deductible and how much will I owe?
Am I underinsured? Rising construction costs explained.
Citizens Insurance alternatives what are my options?
Wind mitigation inspections how to lower your premium.
Uninsured drivers in Florida are you protected?
VISIT EDUCATION CENTER ›
FLORIDA INSURANCE FACTS
20% of Florida drivers are uninsured
$30K+ average flood claim without insurance
1 in 4 Florida homes are underinsured
30 days flood insurance waiting period
25% typical hurricane deductible in FL
40% construction cost increase since 2020
LEARN MORE ›

INSURANCE QUESTIONS ANSWERED

📞 CALL US NOW (772) 444-8182

GET YOUR FREE INSURANCE QUOTE TODAY

Contact HBK Insurance Group for a personalized insurance review. No automated systems — just honest local advice from Treasure Coast experts.

📍 160 SW Otter Run Pl, Stuart, Florida 34997  •  ✉ info@hbkinsurancegroup.com

📞 Call (772) 444-8182 — Free Quote