Jensen Beach stretches from the mainland across to Hutchinson Island, mixing single-family homes, waterfront properties, and a large number of condos along the barrier island. That makes condo (HO-6) and flood coverage especially important here. Oceanfront and Indian River Lagoon properties frequently fall in FEMA Zones AE and VE, where flood insurance is required for mortgaged homes, and barrier-island condos need HO-6 policies that fill the gaps left by the association’s master policy — including interior coverage, personal property, and loss assessment. HBK Insurance Group helps Jensen Beach condo owners and homeowners coordinate the right mix of HO-6, flood, and windstorm coverage so there are no surprises after a storm. As an independent agency, we compare NFIP and private flood options, review master-policy deductibles and loss-assessment exposure, and identify wind mitigation credits that can meaningfully cut premiums on coastal construction. We also write boat, auto, and umbrella coverage for waterfront lifestyles. Serving all of Martin and St. Lucie counties from our Stuart office, we shop multiple carriers to protect what matters most in Jensen Beach. Call (772) 444-8182 for a free quote and coverage review.
Jensen Beach is located on Hutchinson Island's northern tip and the mainland, with significant coastal flood exposure. Barrier island properties face elevated windstorm and storm surge risk. Many condos and waterfront townhomes require condo (HO-6) coverage.
