Get a Smarter Quote —
In Minutes, Not Days
Shopping for better insurance shouldn’t feel like homework.
Upload Once.
We Do the Rest.
At HBK Insurance Group, we’ve made it easier than ever to get a competitive quote on your home, auto, or flood coverage. Simply upload a copy of your current declarations page — the summary page from your existing policy — and our system will do the rest.
Our team uses advanced AI technology to instantly read your current policy details — coverage amounts, deductibles, your address, your carrier, all of it — so you never have to re-type information you already gave someone else. In most cases, we can have a quote comparison ready for you within the same business day.
Three Steps to a Better Rate
Snap a photo or upload a PDF of your current declarations page. It takes less than 30 seconds. We accept PDF, JPG, PNG, and TIFF.
Our team reviews the AI-extracted details and shops your policy across Florida’s top-rated carriers for the best available rate.
We contact you with your personalized options. Most clients save $200–$800 per year after switching.
“Your declarations page is handled with complete confidentiality. We use it only to understand your current coverage so we can find you a better rate. Your information is never sold or shared with third parties — ever.”
Common Questions
It’s the summary page at the front of your insurance policy — usually one to two pages — that lists your name, address, coverage limits, deductible amounts, and annual premium. Your current insurer can email you a copy, or you can find it in your online account portal.
We accept PDF, JPG, PNG, and TIFF files. You can photograph it with your phone camera — no scanner required. Just make sure the text is legible and not cut off at the edges.
Yes. Your document is transmitted over an encrypted connection, processed by our AI system, and stored securely in our licensed agency management system. We are a licensed Florida P&C agency and are bound by Florida insurance privacy laws.
You’ll receive a confirmation, and one of our licensed agents — right here in Stuart, Florida — will reach out with your personalized quote comparison. No call centers. No bots. A real person who knows the Treasure Coast market.
Not at all. You can also fill out our standard quote form or call us at (772) 444-8182. Uploading your dec page just makes the process significantly faster for everyone.
HBK Insurance Group serves 14 communities across Martin, St. Lucie, and Palm Beach counties — including Stuart, Hobe Sound, Jensen Beach, Palm City, Port St. Lucie, Jupiter, Tequesta, and more.
Ready to Find a Better Rate?
Upload your dec page above or contact our team directly. We’re here Monday – Thursday 9 AM–4:30 PM, Friday 9 AM–1 PM.